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Articles written by Tammy Engel

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'Quick' ain't always better

For as much as I try to write educational articles, this one is self-serving. Actually, it could be...

 

Our Veterans deserve better

If you have a VA loan, I bet your phone is ringing off the hook with offers to "save you money." Or...

 

Being fiscally fit in 2019

Nearly eight out of 10 adults are vowing to put a new focus on their financial wellness in 2019,...

 

Asking for help

For nearly three decades, I have helped clients all over California buy and refinance their homes....

 

The trouble with HELOCs

All of a sudden everyone is excited about Home Equity Lines of Credit again. Offers are coming at...

 

Do rates matter?

In comparing today's mortgage rates to exactly one year ago today, we are up almost exactly 1%. That...

 
 By Tammy Engel    Local News    July 7, 2018

USDA update

If you're working with a local lender, you may already know about the USDA's Single Family Housing...

 

It matters who lives there

Family A bought a big house last year to accommodate a family member who needed to live with them....

 
 By Tammy Engel    Local News    June 9, 2018

Maybe it's your tax bill

Kern County's Treasurer-Tax Collector website says this month is the deadline to pay your current...

 
 By Tammy Engel    Local News    May 26, 2018

Then and now

Interest rates are up. Want to know what that means in real terms? I pulled rate sheets from June...

 
 By Tammy Engel    Local News    May 12, 2018

What should I do?

This is an open letter to the many folks who have sat across the desk from me in the past month....

 

Make it home

We know we have a topic when the same subject comes up repeatedly. In the past week three families...

 

Please participate

The first caller just heard that her husband wanted a divorce. She rang me in a panic, having no...

 

Who can you trust?

Buyers! Sellers! Realtors! Lend me your ears! Unless it's a cash transaction, the success of your...

 

Check it twice

Haven't I told you to shop around? Just this weekend a past client contacted me about a mortgage...

 

How to get started

The caller wanted to learn how to get ready to buy his first house. "I just paid cash for my...

 

The Equifax data breach: what to do

This article is taken in its entirety from www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-wha...

 

Hurry! Reverse changes coming Oct. 2

We're short and sweet this week, since something big is happening in the world of reverse mortgage....

 

Who gets paid?

Did you know that in a real estate transaction, the seller usually pays for the Realtors? A buyer as...

 

Negotiating repairs

Of course there will be things wrong with your dream house! The home inspection is designed to tell...

 

Winning the battle of the thumbs

We’re short and sweet this week: Here is an article posted in the National Mortgage Professional...

 
 By Tammy Engel    Local News    July 8, 2017

Community Wide Open House on July 22

The Tehachapi Area Association of Realtors is holding a Community Wide Open House on July 22....

 

Reverse wins – sometimes

Don’t fall for the hype – Reverse mortgage isn’t for everyone. When you have a seasoned...

 

When cash is not king

Really, he was trying to help. Knowing that he needed a clean paper trail for the money they’d...

 
 By Tammy Engel    Local News    May 27, 2017

'My parents said I should refinance'

It’s pretty great that parents watch out for their kids’ finances. A 2015 first-time buyer was...

 

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