Articles written by tammy engel

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 By Tammy Engel    Local News    May 13, 2017

$11,000 is too much

A repeat client phoned me and she was hoppin’ mad. “We got a VA buyer offer on our house and the...

 

Ken Harney says...

Kenneth Harney is a nationally-syndicated columnist on real estate for the Washington Post Writers...

 

It's a conspiracy!

Is there a conspiracy surrounding the appraisal report for your home purchase or refinance?...

 

Rates are up! Rates are down!

Gotta love the media. They scream at us that interest rates are worse, and that interest rates are...

 

Choose carefully

There’s a new survey out by ClosingCorp telling us that last year more than 50% of lender’s loa...

 

Comparing loan offers

It’s pretty easy to go on-line and get figures about your next home loan. Does what you see on t...

 

Keep comparing!

Twice this week my local quote was beat an online/mail lender. Once was for a reverse mortgage, and...

 

'You can have any loan you want!'

Um, no, you can’t. But this was said by someone holding themselves out as a lender, to a friend o...

 

Affordability snapshot

We got a great surprise from FHA this week: They’re lowering mortgage insurance premiums! Good n...

 

What happened to rates?

Happy New Year. Have you been getting a bunch of mailers about refinancing your current home loan?...

 

Be like 'Buyer A'

“I’ve never worked with someone like you before when buying houses … it makes me wonder how many...

 

Need help?

If you’re behind on your mortgage payments, or worried about how you’ll make the next one, join the...

 

Don't fall for it!

After you’ve done a new home loan, your mailbox gets stuffed with all kinds of mail. Anything you r...

 

Know before you owe

It’s important to have a monthly housing budget in mind when you shop for a new home. The on-line c...

 

It's taking FOREVER (again!)

Several weeks back my phone rang and a California City caller wanted to know if it was real that...

 

Notes From a Seller

Now that I’ve been on the other side of the desk, let me share a few personal notes about being t...

 

Really – shop that internet offer!

Out of curiosity, I looked at online mortgage rates today. The findings are astonishing, and...

 

'Roadblocks to the American Dream'

The Center for California Real Estate has released a report about “Roadblocks to The American D...

 

'I'm a little put out…'

If you have been party to any home financing recently, you’ve probably said the same thing: ...

 

Why a Calculator Isn't Helpful

She was very surprised when I told her the monthly payment would be $1127 per month. “But my R...

 
 By Tammy Engel    Local News    July 9, 2016

Choosing your escrow company

It’s less prevalent than it was before, but sometimes you still see listings where the seller has an...

 

Hooray for USDA, and Other Stuff

This fall, the USDA home loan program is reducing its mortgage insurance premiums, which will make...

 

Be Savvy

Consumers, we want your business! Advertising is designed to make you pick up the phone, or visit a...

 
 By Tammy Engel    Local News    May 28, 2016

Does Having a Co-Signer Help?

When you bought your first car, mom or dad was probably there to help you qualify for the car loan...

 
 By Tammy Engel    Local News    May 14, 2016

Do This!

Who doesn’t love a good list? Here’s a resource for anyone thinking about buying a home or ref...

 

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