Articles written by Francisco Garcia
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Own a business? Consider these retirement plans
If you own a small business or are self-employed, you've always got plenty to do, but you can't...
Retirees: talk finances with your grown children
When you're retired, you'll likely have some financial concerns - just like all retirees. However,...
Help get your teen started with a Roth IRA
To be successful in most endeavors, it's important to develop good habits - and that's certainly...
ETFs can spell opportunity
Mutual funds offer investors a chance to own shares in dozens of companies, as well as bonds,...
4 ways to use cash wisely
There has been a lot of talk about a "cashless" society, but it's not here yet. In fact, cash can...
Investment ideas for business owners
By definition, business owners put a lot of their financial resources into their enterprises. But...
What goes into a retirement 'paycheck?'
During your working years, you generally know how much money you're bringing in, so you can budget a...
Can you count on Social Security?
If you're getting closer to retirement, you might be thinking more about Social Security....
Don't let fear drive investment decisions
In the past year, we've seen some big swings in the financial markets. This volatility may make you...
Protect financial accounts from 'cyberthieves'
Cybercrime is booming. In 2021, the FBI reported that cybercriminals scammed nearly $7 billion from...
Passing assets through a trust: What to know
As the year winds down, your thoughts might drift to the future. And, as part of that future, you ma...
Here's your 'recession survival' checklist
It's unfortunate, but recessions are a fairly normal part of the economic landscape. When a...
Should you consolidate retirement accounts?
One of the rewards for working over several decades is the ability to contribute to tax-advantaged...
Should you own bonds when interest rates rise?
As you know, the stock market has attracted a lot of attention – and for good reason, as we've seen...
What should you know about IRA rollovers?
If you've been contributing to an IRA, you've chosen a great way to save and invest for retirement....
Prepare yourself for a long retirement
We all want to live long lives. We all expect to live long lives. But are we financially prepared fo...
New limits expand 401(k), IRA opportunities
You could spend two, or even three, decades in retirement. So, to pay for all those years, you'll...
Retiring early? Know your health care choices
Life doesn't always go as planned. For example, you might think you'll retire at 65 or later, when...
Will your money last as long as you do?
We all hope for long, healthy lives. But there's a serious "side effect" of longevity – the p...
Consider these types of tax-smart contributions
This year's tax-filing deadline of April 18 is not that far off, but you still have time to make som...
What should you know about investment risk?
When you invest, you incur risk – there's no avoiding it. But the concept of "risk" may be more e...
What are your financial resolutions for 2022?
As you know, 2021 was full of challenges. We were still feeling the effects of the COVID-19...
Maximize your charitable giving
The Tuesday after Thanksgiving has become known as Giving Tuesday, when people are encouraged to...
Build your 'cash' account before retiring
If you're going to retire in the next few years, you'll want to start thinking about making some...
Will investors change behavior after the pandemic?
The COVID-19 pandemic may end up changing our lives in some significant ways. To cite one example,...
