The Loop Newspaper - Tehachapi's Online Community News & Entertainment Guide

Articles written by Francisco Garcia

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What goes into a retirement 'paycheck?'

During your working years, you generally know how much money you're bringing in, so you can budget a...

 

Can you count on Social Security?

If you're getting closer to retirement, you might be thinking more about Social Security....

 

Don't let fear drive investment decisions

In the past year, we've seen some big swings in the financial markets. This volatility may make you...

 

Protect financial accounts from 'cyberthieves'

Cybercrime is booming. In 2021, the FBI reported that cybercriminals scammed nearly $7 billion from...

 

Passing assets through a trust: What to know

As the year winds down, your thoughts might drift to the future. And, as part of that future, you ma...

 

Here's your 'recession survival' checklist

It's unfortunate, but recessions are a fairly normal part of the economic landscape. When a...

 

Should you consolidate retirement accounts?

One of the rewards for working over several decades is the ability to contribute to tax-advantaged...

 

Should you own bonds when interest rates rise?

As you know, the stock market has attracted a lot of attention – and for good reason, as we've see...

 

What should you know about IRA rollovers?

If you've been contributing to an IRA, you've chosen a great way to save and invest for retirement....

 

Prepare yourself for a long retirement

We all want to live long lives. We all expect to live long lives. But are we financially prepared fo...

 

New limits expand 401(k), IRA opportunities

You could spend two, or even three, decades in retirement. So, to pay for all those years, you'll...

 

Retiring early? Know your health care choices

Life doesn't always go as planned. For example, you might think you'll retire at 65 or later, when...

 

Will your money last as long as you do?

We all hope for long, healthy lives. But there's a serious "side effect" of longevity – the...

 

Consider these types of tax-smart contributions

This year's tax-filing deadline of April 18 is not that far off, but you still have time to make som...

 

What should you know about investment risk?

When you invest, you incur risk – there's no avoiding it. But the concept of "risk" may be more...

 

What are your financial resolutions for 2022?

As you know, 2021 was full of challenges. We were still feeling the effects of the COVID-19...

 

Maximize your charitable giving

The Tuesday after Thanksgiving has become known as Giving Tuesday, when people are encouraged to...

 

Build your 'cash' account before retiring

If you're going to retire in the next few years, you'll want to start thinking about making some...

 

Will investors change behavior after the pandemic?

The COVID-19 pandemic may end up changing our lives in some significant ways. To cite one example,...

 

Bitcoin: investing or speculating?

Many people have decided that bitcoin is the next big thing – and they are backing up their enthus...

 

Review your IRA, 401(k) beneficiaries

If you've had an IRA and a 401(k) for many years, you may occasionally ask yourself some questions:...

 

Declare your financial freedom

Independence Day is almost here. And as we make progress in moving past the COVID-19 pandemic, more...

 

Even 'singles' need estate plans

If you don't have a spouse or children, you might think you don't need to do much estate planning....

 

First-time homebuyer? Follow these steps

Is homeownership a goal of yours? In addition to meeting your basic need for shelter, it does offer...

 

How much risk should you take before retirement?

If you're planning to retire in just a few years, you may be getting excited about this next phase...

 

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