Articles written by Lance Patton
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Time for a spring cleanup: organizing your financial records
The arrival of spring is always a good time to dust off the cobwebs that have built up in your home...
Balancing stocks and bonds in one fund
Maintaining an appropriate balance of stocks and bonds is one of the most fundamental concepts in...
How life insurance could help mitigate taxes in retirement
Higher taxes could follow in the wake of soaring government spending on pandemic relief measures...
Three stretch IRA alternatives
The passage of the SECURE Act in 2019 effectively eliminated the stretch IRA, an estate planning...
Year-end 2022 tax tips
Here are some things to consider as you weigh potential tax moves before the end of the year. Set as...
Retirement savings in a volatile market
If you worry about your retirement investments during market downturns, you're not alone....
What's your retirement dream elevator pitch?
Imagine stepping into an elevator and realizing that you're about to spend the 30-second ride with...
Passive, active or both?
Index funds, which try to match the performance of a particular market index, have drawn increasing...
Diversifying your portfolio with international flair
Global economic growth is projected to drop from a 5.8% rate in 2021 to 3.3% in 2022, as the world...
A wealth of information: How to read a Mutual Fund Prospectus
With more than 7,400 mutual funds to consider in the United States alone, some investors may feel...
Baseball lessons that might help change up your finances
Baseball stadiums are filled with optimists. Fans start each new season with the hope that even if...
Four basic principles of financial literacy
It is widely recognized that financial literacy impacts a person's overall economic success. In...
Key retirement and tax numbers for 2022
Every year, the Internal Revenue Service announces cost-of-living adjustments that affect...
Smoothing market ups and downs
After the wild ride of 2020, the U.S. stock market was relatively calm in 2021, but there was still...
HENRY
HENRY is a catchy acronym for "high earner, not rich yet." It describes a demographic made up of...
Annuity income: annuitization vs. lifetime withdrawal
During your working years, you’re accustomed to living on an income from your job. When you retire...
Should you speed up your retirement plans?
According to a March 2021 survey, an estimated 2.8 million Americans ages 55 and older decided to...
Year-end 2021 tax tips
Here are some things to consider as you weigh potential tax moves before the end of the year. Defer...
Stock market risks in the spotlight
During March 2021, the widening availability of COVID-19 vaccinations, signs of improving economic c...
Don't let debt derail your retirement
Debt poses a growing threat to the financial security of many Americans - and not just college...
Tips for managing an inheritance
As the beneficiary of an inheritance, you are most likely to be faced with making many important...
International investing: opportunity overseas?
For the past decade, U.S. stocks have outperformed foreign stocks by a wide margin, due in large...
Decisions, decisions: Weighing the pros and cons of an IRA rollover
If you lose a job, switch employers or step into retirement, you might consider rolling your retirem...
Home-sweet-home equity
Buying a home is a long-term commitment, so it's not surprising that older Americans are much more...
How well do you understand retirement plan rules?
Qualified retirement plans, such as IRAs and 401(k)s, have many rules, and some of them can be...
