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Articles written by francisco garcia


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  • Leaving your job? What happens to your 401(k)?

    Francisco Garcia, Edward Jones Financial Advisor|Oct 12, 2019

    This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. If you're in the early stages of your working life – or even in the not-so-early ones – the chances are pretty good that you will change jobs at some point. When that happens, you'll probably leave a few things behind – but will one of them be your 401(k)? Of course, you wouldn't really forget about your 401(k). (It does happen, however – over the period from 2004 through 2013, more than 25 million peo...

  • How does Social Security fit into your retirement income strategy?

    Francisco Garcia, Edward Jones Financial Advisor|Sep 14, 2019

    This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. It might not be on your calendar, but Aug. 14 is Social Security Day. Since it was enacted on Aug. 14, 1935, Social Security has provided some financial support for millions of Americans during their retirement years. While Social Security benefits, by themselves, probably aren't enough to enable you to retire comfortably, they can be a key part of your overall retirement income strategy – if you u...

  • How should you respond to wild swings in financial markets?

    Francisco Garcia, Edward Jones Financial Advisor|Aug 17, 2019

    This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. What's going on with the financial markets? Specifically, what's behind the price swings of the past several weeks? And, more important, how should you, as an individual investor, respond? To begin with, the recent volatility was not really all that extraordinary. The daily drops pushed U.S. stocks down about 10% from their recent record highs, although they have regained some of that ground. A 10% dro...

  • Business owners: You need your own retirement plan

    Francisco Garcia, Jones Financial Adviser|Jul 20, 2019

    This article was written by Edward Jones for use by your local Edward Jones Financial Adviser.As a business owner, you can’t afford to ignore your competition. You can’t afford to miss out on the trends affecting your industry. You can’t afford to alienate customers. And here’s one more item to add to the list: You can’t afford not to create a retirement plan for yourself. Of course, you might think that, one day, you’ll simply sell your business and live off the proceeds. But selling a business...

  • Tools are great for Father's Day – and for investors

    Francisco Garcia, Edward Jones Financial Advisor|Jun 22, 2019

    This article was written by Edward Jones for use by your local Edward Jones Financial Adviser. If you're a dad, you may well be pleased to unwrap some tools as Father's Day gifts. Of course, it might be a stereotype that all men are handy at repairs; women certainly can be every bit as good when it comes to building and fixing things. In fact, the construction process is valuable for anyone to learn – and the same skills that go in to creating and mending physical objects also can be applied t...