A financial crisis can be scary at any age, but this is especially true when you're in your 40s or 50s. Perhaps you're way behind on saving for retirement or have too much debt from unnecessary...

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. If you work for a business that offers a 401(k) plan, consider yourself fortunate, because a 401(k),...

Did you know that Social Security may pay benefits to your eligible family members when you die, helping to make their financial life easier? Take this quiz to learn more. Questions 1. What...

The Tax Cuts and Job Act (TCJA) is the most sweeping change in federal tax law since 1986. It contains more than 115 new provisions. Identity Theft Tax-related identity theft occurs when someone uses...

The Tax Cuts and Job Act (TCJA) is the most sweeping change in federal tax law since 1986. It contains more than 115 new provisions. Tax Credits and Tax Deductions I have noticed confusion in the...

For as much as I try to write educational articles, this one is self-serving. Actually, it could be of service to you, too, if you do your homework. That online lender, the one none of us can get...

The Tax Cuts and Job Act (TCJA) is the most sweeping change in federal tax law since 1986. It contains more than 115 new provisions. Do I need to file a tax return? The answer depends on your filing...

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. For many years, employees of companies that offered 401(k) plans only faced a couple of key decisions...

If you have a VA loan, I bet your phone is ringing off the hook with offers to "save you money." Or at least, you are receiving multiple postcards by mail, encouraging you to "Refinance NOW!" As a pru...

The Tax Cuts and Job Act (TCJA) is the most sweeping change in federal tax law since 1986. It contains more than 115 new provisions. I will list a few of them now. Do you qualify for the new section 1...

The Tax Cuts and Job Act (TCJA) is the most sweeping change in federal tax law since 1986. It contains more than 115 new provisions. I will list a few of them now. The federal standard deduction for...

Nearly eight out of 10 adults are vowing to put a new focus on their financial wellness in 2019, according to a new survey by the National Endowment for Financial Education. It's a great goal, but...

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. As the year winds down, you may want to look ahead to see which areas of your life you can improve in...

For nearly three decades, I have helped clients all over California buy and refinance their homes. It's familiar to be the voice of reason and guidance for other people's dreams and problems, and...

All of a sudden everyone is excited about Home Equity Lines of Credit again. Offers are coming at us in print, on TV and electronically. "Use your home's equity!" they scream. Do you remember what...

In comparing today's mortgage rates to exactly one year ago today, we are up almost exactly 1%. That's water under the bridge and can't be changed, but let's take a quick look to see what future rate...

Being named as the executor of a family member's estate is generally an honor. It means that person has been chosen to handle the financial affairs of the deceased individual and is trusted to help ca...

Family A bought a big house last year to accommodate a family member who needed to live with them. Over the course of several months, it became clear the arrangement was not ideal, and the extra...

Kern County's Treasurer-Tax Collector website says this month is the deadline to pay your current property taxes and penalties prior to defaulting. In October we'll all get a new tax bill for 2018....

Interest rates are up. Want to know what that means in real terms? I pulled rate sheets from June 1, 2017 and am comparing to today's rate sheet. Here are some rough ideas about what is real in...

Being named as the executor of a family member's estate is generally an honor. It means that person has been chosen to handle the financial affairs of the deceased individual and is trusted to help...

This is an open letter to the many folks who have sat across the desk from me in the past month. Together we spent hours poring over scenarios, and figures, and life questions. I want to honor you...

We know we have a topic when the same subject comes up repeatedly. In the past week three families have asked me, "What is the more strategic house to buy? Which one will be easiest to sell for a...

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. May 29 (5/29) is National 529 College Savings Plan Day. If you are not familiar with 529 plans, you are...

The first caller just heard that her husband wanted a divorce. She rang me in a panic, having no idea what to do when he offered that she buy the house from him. The next was a widow of three weeks,...