Articles written by Marty Pay
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Thoughts of a closet investor
For a lot of people, finance and investing are like watching paint dry. In my finance classes I like...
You can make a difference!
Giving back, it’s almost become a generic term, and it’s meaning is probably different for each one...
What is going on with my insurance?
In 1972, before you needed to be a computer technician to work on a car, I went to Insurance School...
Do what you do best, then hire the rest!
In his classic work "The E-myth" Michael Gerber tells the story of a little old grandma who makes...
Christmas memories
We all have memories from this time of year, of loved ones who we still see and some who have gone...
Project D.E.F.T.
A tradition over the past 12 plus years has been Project D.E.F.T., which sends Christmas cards to...
Brick and mortar in a computer world
Just about the time I retired earlier this year, a friend of mine sold his brick-and-mortar...
Streams of income
Clients and students in my finance classes have heard this term from me ceaselessly. I'm a firm...
Is age just a number?
We've all seen people age differently. Some people at 50 are showing signs of cognitive impairment...
'Sometimes you feel like a nut, sometimes you don't'
Watching the presidential debates the other night I was reminded how much we use little jingles and...
And then there was one!
On July 29-30, 1945, the heavy cruiser USS Indianapolis was traveling to Leyte in the Philippines....
When is enough, enough?
The Federal Reserve decided to raise rates again by .25%, which is nudging rates to the highest...
Have bag, will travel
Anybody who has done any traveling in this post COVID and 9/11 world has experienced the rush of...
Who stole my crystal ball?
Home builder sentiment is up again, and there is talk of the start of another Bull Market. All the w...
Interesting July 4th coincidences
Very few days of the year have the kind of coincidences with respect to our founding fathers...
Are we losing our collective memory?
YouTuber Mark Dice takes his microphone and camera to places like college campuses or the beach and...
Life is greener over the septic tank
Many of us who were city dwellers before we moved to Tehachapi took a few wrong turns before we...
Life is in the transitions
Life is full of transitions. We all have them and for the most part they are pretty much the same....
The end of civil discourse?
I remember a few years ago interviewing my former State Senator Barry Goldwater, Jr. He had some gre...
'Pump first, then pay: this is Tehachapi not L.A.'
I remember for years making my customary drive from my home in Thousand Oaks to my office on...
Do I hide my money under my mattress?
Hard to believe it's been just short of a hundred years since the Great Depression with its run on...
Love my concerts
I got hooked on concerts when I was young. I remember seeing the band Cream on Sunset and a Coke cos...
The world to come?
Elon Musk has repeatedly stated, "One of the biggest risks to the future of civilization is A.I....
Personal service in an online world
Many of us can remember the days of "full service" gas stations. The instant you turned off the...
His gift to you
I remember being in my late 20s and 30s, living in Thousand Oaks. The highlight of the summer was...
