Articles written by Alysha Boles
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Understanding cash to close
It's common for buyers to refer to the cash needed to close on a home as "closing costs" or think...
The secret savings in your home equity
With more than 60% of first mortgages at a rate less than 4%, and more than 80% with rates of less...
5 myths of a reverse mortgage
A reverse mortgage is a term you may or may not be familiar with. The formal name is a Home Equity C...
Keep your loan process peaceful
Ring. Ring. DING: New text message, RING RING: Email Notification. DING. DING. RING. TEXT. What in...
The talk of the town – a 2-1 buydown
If you have not heard of the term "2-1 buydown," you likely will soon. Like a 1980's fashion trend...
6 ways to reduce your payment when you purchase
Buy down your rate The most well known and common way is a permanent buydown by paying discount poin...
The biggest question... will the real estate market crash?
I remember several years ago during a panel discussion between loan officers and real estate...
Don't FALL for fake mortgage programs
The limited time offer For the fall season: "Limited Edition Pumpkin Spice Mortgage!" It smells like...
Good ideas that may not be good ideas
Sometimes what seems like a good idea in order to prepare for home buying may not actually be the...
Why right now, buyers and sellers have the best win, win opportunity
You are likely hearing a lot of people talk about a shifting real estate market, price reductions,...
Rates, recession, inflation...oh my!
If you didn't know before, you know now... I am a fan of "The Wizard of Oz." For many reasons, but...
Tips for selling smart, part two
Summer is here and once again many potential sellers are watching rates rise, thinking prices are...
Four tips for selling smart, part one
Are you one of the many homeowners trying to decide if this is a smart time to sell a property you...
Get the best rate without paying for it
Most people who need a mortgage loan would prefer to get the lowest and best rate. All too often...
Rates on the rise!
Don't let rising rates catch you off guard. Here is what you need to know and how to avoid costly...
The true first step in homebuying
Is contacting a real estate agent really the first step? Or a lender? Just today I saw a social...
Home for the holidays
The holiday season is a common time for potential buyers to take a step back from home shopping and...
It's a 'seller's market,' but what does that mean?
If you have been around real estate at all, you have likely heard the terms "buyer's market" and "se...
Waiting to buy?
With how quickly houses are selling, is there anyone waiting to buy? I hear people comment they are...
What could go wrong?
You have done everything right up to this point. You checked your credit, kept inquiries and new acc...
Independence Day... from your Mortgage!
As we near the celebration of America's Independence, it got me thinking about American's efforts...
Looking for a mortgage loan officer?
If you read my last article that focused on where to start as a homebuyer, you knew this topic was...
Where do I begin?
With over 33% of homebuyers being first timers, and that number projected to increase in the next...
Second opinions
What to do when you are told "no" because of credit challenges, or loan program guidelines. How do...
Mortgage insurance explained
It is a common mistake that many who want to be home buyers think they cannot purchase a home unless...
