The Loop Newspaper - Tehachapi's Online Community News & Entertainment Guide

Hilltop Welcoming Service

Local News / Finance

Sorted by date  Results 1 - 25 of 194



 By Tammy Engel    Local News    April 15, 2017 

It's a conspiracy!

Is there a conspiracy surrounding the appraisal report for your home purchase or refinance? Recently a buyer was upset about an appraisal value matching the purchase price, so let’s review the...

 

Measuring risk – Part 1

What is risk? In the investment world, risk means uncertainty. It refers to the possibility that you will lose your investment or that an investment will yield less than its anticipated return....

 

Rates are up! Rates are down!

Gotta love the media. They scream at us that interest rates are worse, and that interest rates are better. All they’re doing is reading from a teleprompter – so what’s true? It’s all about...

 
 By Ben Graham    Local News    April 1, 2017

Financial gifts and tips for new graduates

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. It's Graduation Season again. If your child is graduating from high school or college, you have reason...

 

Using trusts to meet tax & non-tax goals

Trusts have been used as an integral part of sophisticated tax and financial arrangements for centuries. Exactly how they are used depends on a person’s particular goals, current tax rules, and other factors. Hopefully this article helps you to...

 

Four things women need to know about Social Security – Part 3

4. When should you begin receiving retirement benefits? Should you begin receiving benefits early and receive smaller payments over a longer period of time, or wait until your full retirement age or...

 

Choose carefully

There’s a new survey out by ClosingCorp telling us that last year more than 50% of lender’s loan estimates to borrowers had to be revised before the close of escrow. Buyers complained that...

 

Extensions and Amended Tax Returns

Extensions Whether you file a tax return by the April due date, or obtain an extension to file, filing an annual tax return is mandatory if your income is above a certain level, which will vary...

 

Four things women need to know about Social Security – Part 2

3. What will your retirement benefit be? Your Social Security retirement benefit is based on the number of years you’ve worked and the amount you’ve earned. Your benefit is calculated using a...

 

Comparing loan offers

It’s pretty easy to go on-line and get figures about your next home loan. Does what you see on the screen actually end up being what you get? It’s not always a matter of bait and switch; it’s a...

 

Identity Theft

Tax-related identity theft occurs when someone uses a taxpayer's stolen Social Security number and name to file a tax return to claim a fraudulent refund. Often the taxpayer doesn't know this has...

 
 By Ben Graham    Local News    March 4, 2017

Use your tax refund wisely

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. It’s tax time again – which for many Americans means that a tax refund is on its way. If you’re...

 

Four things women need to know about Social Security – Part 1

Ever since a legal secretary named Ida May Fuller received the first retirement benefit check in 1940, women have been counting on Social Security to provide much-needed retirement income. Social...

 

Keep comparing!

Twice this week my local quote was beat an online/mail lender. Once was for a reverse mortgage, and once for a plain refinance. Be sure you are talking to a local mortgage advisor before you latch on...

 

Are you eligible for these tax deductions?

Proving tax deductions without cancelled checks There is a growing trend toward remote deposit of checks. Because of the increasing sophistication of smartphones, you can now photograph a check...

 

Social Security: What should you do at age 62? – Part 2

How much income will you need? Another important piece of the puzzle is to look at how much retirement income you’ll need, based partly on an estimate of your retirement expenses. If there is a...

 

'You can have any loan you want!'

Um, no, you can’t. But this was said by someone holding themselves out as a lender, to a friend of mine. He heard, “If you put 20% down, you can have any loan you want!” First, a check of the...

 

Try to overcome 'roadblocks' to a comfortable retirement

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. In your life, you will want to take many journeys. Some are physical – perhaps you’ll finally visit...

 

Tax credits and tax deductions

I have noticed confusion in the people I talk to regarding tax credits and tax deductions. A tax deduction reduces the amount of income that is subject to tax. The itemized deductions for mortgage int...

 

Affordability snapshot

We got a great surprise from FHA this week: They’re lowering mortgage insurance premiums! Good news for buyers and refinancers alike. Since interest rates have moved over the last quarter, it’s...

 

Social Security: Claiming strategies for married couples – Part 2

File for one benefit, then the other To file a restricted application and claim only spousal benefits at age 66, you must be at least age 62 by the end of December 2015. At the time you file, your...

 

What happened to rates?

Happy New Year. Have you been getting a bunch of mailers about refinancing your current home loan? Me, too. Is it really a good time to refinance? Only “maybe.” Many factors come in to play when...

 

Be like 'Buyer A'

“I’ve never worked with someone like you before when buying houses … it makes me wonder how many times I’ve been swindled or made bad decisions – thank you for walking us through...

 

Need help?

If you’re behind on your mortgage payments, or worried about how you’ll make the next one, join the more than 1.5 million families who have been helped so far. Fannie Mae has a great resource at...

 

How secure is Social Security? – Part 1

If you’re retired or close to retiring, then you’ve probably got nothing to worry about--your Social Security benefits will likely be paid to you in the amount you’ve planned on (at least...

 

Page Down

Powered by ROAR Online Publication Software from Lions Light Corporation
© Copyright 2017