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Keep comparing!

Twice this week my local quote was beat an online/mail lender. Once was for a reverse mortgage, and once for a plain refinance. Be sure you are talking to a local mortgage advisor before you latch on...

 

Are you eligible for these tax deductions?

Proving tax deductions without cancelled checks There is a growing trend toward remote deposit of checks. Because of the increasing sophistication of smartphones, you can now photograph a check written out to you and digitally send it to your bank...

 

Are you relying on the wrong advice?

Most small business owners are hard-working individuals that are so busy trying to make a living that they don’t have time for the seemingly unnecessary peripheral issues. They often leave issues of...

 

'You can have any loan you want!'

Um, no, you can’t. But this was said by someone holding themselves out as a lender, to a friend of mine. He heard, “If you put 20% down, you can have any loan you want!” First, a check of the...

 

Try to overcome 'roadblocks' to a comfortable retirement

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. In your life, you will want to take many journeys. Some are physical – perhaps you’ll finally visit the French Riviera or the Caribbean. Others...

 

District teachers speak out

The Tehachapi Association of Teachers and the Tehachapi Unified School District have been in contract negotiations for the current school year for many months. Negotiations continue and the Teachers Association hopes for a fair settlement. At the...

 

Social Security: What should you do at age 62? – Part 1

Is 62 your lucky number? If you’re eligible, that’s the earliest age you can start receiving Social Security retirement benefits. If you decide to start collecting benefits before your full...

 

Tax credits and tax deductions

I have noticed confusion in the people I talk to regarding tax credits and tax deductions. A tax deduction reduces the amount of income that is subject to tax. The itemized deductions for mortgage interest, real estate taxes, contributions, etc are e...

 

Golden Hills CSD Update

With a lengthy agenda the Golden Hills Community Services District Jan. 19 meeting was called to order for open session at 6 p.m. The meeting began with financial reports presented to the Board and the public. It was ascertained that the district is...

 

hospital contractors moving on

Off they go... The parade of construction trailers that have been a fixture at the Replacement Tehachapi Critical Access Hospital site at Capital Hills since February, 2013 are being removed as the...

 

Forde Shorts

Got medals – Jim Arnold, co-owner of Triassic Legacy Vineyard, reported that their wine had won four medals in the prestigious San Francisco Chronicle 2017 wine competition – gold for their Big Ba...

 

Introducing Jenni Richard, local travel agent

"We are so fortunate to have an educated and experienced local travel agent now", that's what people in Tehachapi are saying about Jenni Richard, the owner of Travel by Jenni. Jenni opened up her...

 

Affordability snapshot

We got a great surprise from FHA this week: They’re lowering mortgage insurance premiums! Good news for buyers and refinancers alike. Since interest rates have moved over the last quarter, it’s...

 

2016 tax items you need to be aware of

Affordable Care Act (Obamacare) Let’s begin with changes under Obamacare. The Internal Revenue Service has 5 tax forms as part of your federal tax return. Some of you will receive a Form 1095 (do not throw this away, we will need the information to...

 

Social Security: Claiming strategies for married couples – Part 2

File for one benefit, then the other To file a restricted application and claim only spousal benefits at age 66, you must be at least age 62 by the end of December 2015. At the time you file, your...

 

Tehachapi banks abundant water supplies

With the Sierra snowpack high and rainstorms washing over California, water availability has taken a dramatic turn. Over a period of 10 days recently, the statewide snowpack rose from 63 percent of no...

 

Tehachapi healthcare No. 1 need: access to primary care

A comprehensive healthcare assessment in the Tehachapi Valley Healthcare District service area shows that the community needs better access to primary health care. "That's the number one need –...

 

Tehachapi 'does not tolerate crime'

Tehachapi Chief of Police Kent Kroeger said the police department has made great progress in 2016 with the opening of the Police Communications Center on July 1 and the formation of the non-profit...

 

Tehachapi City Council Update

At the Jan. 17 City Council meeting, Development Services Director Jay Schlosser again addressed the issue of the delayed completion of the road work that began on Valley Blvd. last May. Weather and s...

 

Supervisor Zack Scrivner elected 2017 Chairman of Kern County Board of Supervisors

Supervisor Zack Scrivner announced that he was elected to serve as Chairman of the Kern County Board of Supervisors for 2017. "I am honored to serve as Chairman of the Kern County Board of...

 

County fire staffing plan keeps Stallion Spring safe

With the County still in a declared fiscal emergency, overtime costs are eating the fire budget alive and must be addressed. That’s why the Kern County Fire Chief is reducing staffing from...

 

Key traits of successful entrepreneurs

I was just thinking about what I need to do to get my business to the next level this year and thought I’d share with you what I’m telling myself. I’ve realized that as small business owners...

 

What happened to rates?

Happy New Year. Have you been getting a bunch of mailers about refinancing your current home loan? Me, too. Is it really a good time to refinance? Only “maybe.” Many factors come in to play when...

 

Joyful message of Chanukah

Chabad of Bakersfield lights public menorah in Tehachapi Chanukah (also spelled Hanukkah) is a happy eight-day Jewish celebration of the victory of the Maccabees over the Syrian Greek army in 165...

 

Bi-partisan triumph: Congress opens up water tap

Five years of tough negotiating by California legislators has resulted in the inclusion of provisions in a new federal infrastructure Act that will give drought-devastated, environmentally hamstrung...

 

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