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 By Tammy Engel    Local News    June 24, 2017 

Reverse wins – sometimes

Don’t fall for the hype – Reverse mortgage isn’t for everyone. When you have a seasoned professional help you with the analysis about what these loans accomplish or not, you can see for...

 
 By Jay Thompson    Local News    June 24, 2017 

The hazards of going into business with family and friends

It seems like almost every month the CSU Bakersfield SBDC gets calls from individuals who have lost money by going into business with family, friends, or neighbors that they have trusted, but who have...

 
 By Ben Graham    Local News    June 24, 2017 

Declare your financial independence day

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. We’re getting close to the Fourth of July, when we celebrate the freedoms we enjoy in this country....

 

Understanding risk – Part 3

Understanding your own tolerance for risk The concept of risk tolerance is twofold. First, it refers to your personal desire to assume risk and your comfort level with doing so. This assumes that risk...

 

Gold Star Financial

They knew there just had to be a better, safer way to grow their client's money. Ron Mejia and Laura Asbill of Gold Star Financial spent 3 years searching for the answer. Somehow, consistent,...

 

When cash is not king

Really, he was trying to help. Knowing that he needed a clean paper trail for the money they’d use to buy a house, he opened a new account. Since the bank puts holds on checks for the first month,...

 

Another balanced budget for Tehachapi

It’s been said that a government’s budget is its most clear policy document. For the City of Tehachapi, the budget adopted by the City Council on June 5, 2017 should demonstrate that the City’s...

 

June is 'No Kill' Effort Awareness Month in Kern County

At the May 23 Board of Supervisors meeting, my colleagues and I proclaimed the month of June as “No Kill” Effort Awareness Month in Kern County. This awareness month will be the first of an...

 

Understanding risk – Part 2

Other types of risk Here are a few of the many different types of risk: • Market risk: This refers to the possibility that an investment will lose value because of a general decline in financial...

 

Moving mountains to ease train traffic jams

Major improvements to the train track that climbs up Tehachapi Canyon -- including double tracking and new sidings – are eliminating choke points and enabling longer trains to navigate the winding,...

 
 By Tammy Engel    Local News    May 27, 2017

'My parents said I should refinance'

It’s pretty great that parents watch out for their kids’ finances. A 2015 first-time buyer was in touch because their parents told them to refinance right now, while rates are low. But is that a...

 

Understanding risk – Part 1

Few terms in personal finance are as important, or used as frequently, as “risk.” Nevertheless, few terms are as imprecisely defined. Generally, when financial advisors or the media talk about...

 
 By Key Budge    Local News    May 27, 2017

Road construction update for the week of May 22

Tucker Road between Valley Blvd. and Cherry Lane. The Tucker Road repaving project has begun and is expected to last 4-6 weeks. The project will have lane closures but access to all businesses and...

 
 By Ben Graham    Local News    May 27, 2017

What does conservative investing mean to older investors?

This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. If you’re a certain age, or getting close to it, you might hear something like this: “Now that...

 
 By Pat Doody    Local News    May 27, 2017

New sidewalk project approved by City Council

In November of 2014, the Tehachapi City Council earmarked several years of Community Development Block Grant (CDBG) funds towards improving and connecting the pieces of sidewalk on the north side of...

 
 By Pat Doody    Local News    May 27, 2017

Adventist CEO speaks to East Kern Economic Alliance

At the May 11 East Kern Economic Alliance meeting, Adventist Health president and CEO Charlotte Briggs spoke about the problems that the healthcare district has faced in getting the new hospital...

 
 By Liz Block    Local News    May 27, 2017

The Potty Awards!

I’ve been running low flow toilet replacement programs in Tehachapi Valley since 2014. The programs are almost over, and now is the time to heap glory on those who participated. Announcing the winners of the highly coveted Potty Awards! In the...

 

Lions honor scholarship recipients

The Tehachapi Lions Club was pleased to honor three Tehachapi High School seniors with scholarships on May 18. The scholarship recipients were Anjelica Romero, Nikolas Hackleman and Juliane Dieken....

 
 By Pat Doody    Local News    May 27, 2017

Zack Scrivner speaks to Chamber of Commerce

Zack Scrivner addressed the Kern County budget crisis at the May Chamber of Commerce luncheon. He told local businesses that the shortfall was primarily due to the unprecedented drop in oil prices....

 
 By Tammy Engel    Local News    May 13, 2017

$11,000 is too much

A repeat client phoned me and she was hoppin’ mad. “We got a VA buyer offer on our house and they want us to pay $11000 in closing costs!” That made me mad, too. Here’s why. The VA home loan...

 

What it means to probate an estate – Part 2

(From CALDA, California Association of Legal Document Assistants) Property that passes outright to a surviving spouse or registered domestic partner The probate code states that no administration is...

 
 By Pat Doody    Local News    May 13, 2017

May proclaimed Asthma Awareness Month

May proclaimed Asthma Awareness Month At the May 1 City Council Meeting, Mary Hash and Abigail Romo of the Asthma Coalition of Kern County received a proclamation naming May as Asthma Awareness month....

 

Help the world by leading

People who speak positive and hopeful messages for young people are vital to the well being of our country. This is the message which Tracy Keefe delivered to Kiwanis members and guests. Keefe is a...

 

Measuring risk – Part 3

Beta A better method of measuring risk is referred to as beta. Beta measures an individual investment’s volatility in relation to the stock market in general, as measured by the Standard & Poor’s...

 

Tehachapi mountain bike teams win competition on home turf

The Tehachapi high school and middle school mountain bike team captured top Division 1 honors at the Southern California (SoCal) High School Cycling League final race of the year, April 29-30 at...

 

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